Are you ready?
I used to be so good about having Christmas shopping done by September. It isn't because I was uber-organized or anything. No frigging way!
I just found that all the September expenses took so long to pay off that by the time we were seeing "green" again, it was time for Christmas spending.
And that was just depressing!
Lately, though, we aren't even getting out of the September hole when we are digging deeper for Christmas.
And folks, I'm cheap! I set very reasonable limits and try my best to stick to them. Some years I have even done baking in fancy tins to offset expenses.
But I found that was even more $$, because by the time we ate our way through a baker's dozen of baker's dozens of cookies, I could have just bought each person a fancy diamond or something.
So, no more baking for Christmas.
Gift cards are good, and oh, so easy!
Is anyone out there doing anything fancy AND within their means this year?
Totally random change of subject:
My song of the week that I just totally can't get enough of!!